Life has risks. From your house burning down, to your car being stolen, to illness preventing you from earning a living. Whatever the risk, chances are there is an insurance policy available to reduce the financial loss to you should these events happen.
- Insuring what you own
- Insuring your house and contents
- Insuring your car
- Insuring your health
- Insuring your life
- Travel insurance
Insuring what you own
Your home, household contents, and other belongings such as boats are expensive to buy. Many people can’t afford to repair or replace these things if they are damaged or destroyed.
By paying a fee called a ‘premium’ to an insurance company you get a promise in return that it will pay the costs related to incidents covered by the policy.
That can include damage to your car, house or boat, or the costs of repairing someone else’s car or other property that you have damaged accidentally.
Remember, you have a duty to tell the truth when you apply for insurance. If you leave important information out when applying for insurance your future claims may not be paid.
